Introduction
Welcome to Eldin Risk’s privacy policy.
We respect your privacy and are committed to protecting your personal data.This privacy policy will inform you as to how we look after your personal data when you visit ourwebsite (regardless of where you visit it from) and tell you about your privacyrights and how the law protects you.
1 Important Information and Who We Are
Purpose of this privacy policy
This privacy policy aims to give you information on how Eldin Risk collects and processesyour personal data in the context of Eldin Risk’s provision of its insurancemediation services to your business, through your use of this website and throughany other ways we interact with you, as set out in more detail in Paragraph 3 below.
This website is not intended for children and we do not knowingly collect data relating tochildren.
It is important that you read this privacy policy, together with any other privacy notice orpolicy (or fair processing notice or policy) we may provide on specific occasions when we arecollecting or processing personal data about you, so that you are fully aware of how andwhy we are using your data.
About us
Eldin Risk conducts insurance distribution activities and is an appointed representativeof Davies Intermediary Support Services Limited, a company authorised and regulated by theFinancial Conduct Authority under firm reference number 310517.
Eldin Risk is the controller of and is responsible for your personal data(collectively referred to as "Eldin Risk", "we","us" or "our" in this privacy policy).
We have appointed a data protection officer (“DPO”) who is responsible foroverseeing questions in relation to this privacy policy. If you have any questions about thisprivacy policy, including any requests to exercise your legal rights, please contact the DPOusing the details set out below.
Contact details
If you have any questions about this privacy policy or our privacy practices, please contact our DPOin the following ways:
Full name of legal entity: Eldin Risk Partners Limited
Email address: SJ@EldinRisk.com
Postal address: 14 Curzon Street, London, England, W1J 5HN
You have the right to make a complaint at any time to the Information Commissioner'sOffice (ICO), the UK regulator for data protection issues (www.ico.org.uk). Wewould, however, appreciate the chance to deal with your concerns before youapproach the ICO so please contact us in the first instance.
Changes to the privacy policy and your duty to inform us of changes
We keep our privacy policy under regular review. This version was last updated on 28 June2024.
Eldin Risk do not hold any client personal data which is identified as Personal IdentifiableInformation (PII) data.
Third-party links
This website may include links to third-party websites, plug-ins and applications.Clicking on those links or enabling those connections may allow third parties tocollect or share data about you. We do not control these third-party websites and are notresponsible for their privacy statements but encourage you to read them when you visit therelevant site.
2 The Data We Collect About You
For Eldin Risk to provide insurance distribution activities, we may need to collect, retain andprocess certain data about the company.
Personal data, or personal information, means any information about an individual from whichthat person can be identified. It does not include data where the identity has been removed(anonymous data).
We may collect, use, store and transfer different kinds of data about you providing insurancedistribution activities. We have grouped the personal data together as follows:
· Identity Data includes name, title, job title, and employer details.
· Contact Data includes address, email address and telephone numbers.
· Financial Data includes bank account details and sanctions checks.
· Risk Data includes information about your company which we and other marketparticipants need to collect to assess the risk to be insured and provide a quote.
· Claims Data includes information about your company's previous andcurrent claims (including other unrelated insurances), which may include personaldata.
· Usage Data includes information about how you use our website, products andservices.
· Marketing and Communications Data includes your preferences in receivingmarketing from us and our third parties and your communication preferences.
In some cases, companies seeking to use our services may be required to share the Identity and ContactData of certain employees. This personal data will be processed for the purpose ofestablishing a client relationship and general service of the client account (as set outin the table below). We will processthis personal data on the ground of legitimate interests.
We do not collect any Special Categories of Personal Data about you (this includes detailsabout your race or ethnicity, religious or philosophical beliefs, sex life,sexual orientation, political opinions, trade union membership, information about your health,and genetic and biometric data). We do not collect any information about criminal convictions andoffences.
If you fail to provide personal data
Where we need to collect personal data by law, or under the terms of a contract we have withyou, and you fail to provide that data when requested, we may not be able to performthe contract we have or are trying to enter into with you. In this case, we mayhave to cancel a product or service you have with us, but we will notify you if this is the caseat the time.
3 How Is Your Personal Data Collected?
We use different methods to collect data from and about you including through:
·Direct interactions. You may give us your Personal Data by filling in forms or bycorresponding with us by post, phone, email or otherwise. This includes personal data youprovide when you:
• apply for our products or services;
• subscribe to our service or publications;
• request marketing to be sent to you;
• enter a competition, promotion or survey; or
• give us feedback or contact us.
· Third parties or publicly available sources. We will receive personal data about you fromvarious third parties and public sources as set out below:
· Identity, Financial and Risk Data from credit reference and fraud prevention agencies, andcourts.
· Identity and Contact Data from financial databases such as Pitchbook.
· Identity and Contact Data of portfolio managers from investors.
4 How We Use Your Personal Data
We will only use your personal data when the law allows us to. Most commonly, we will use yourpersonal data in the following circumstances:
· Where we need to perform the contract we are about to enter into or have entered into withyou.
· Where it is necessary for our legitimate interests (or those of a third party) and yourinterests and fundamental rights do not override those interests.
· Where we need to comply with a legal obligation.
Generally, we do not rely on consent as a legal basis for processing yourpersonal data although we will get your consent before sending third party direct marketingcommunications to you via email or text message. You have the right to withdrawconsent to marketing at any time by contacting us.
Purposes for which we will use your personal data
We have set out below, in a table format, a description of all the ways we plan to use your personaldata, and which of the legal bases we rely on to do so. We have also identified what our legitimateinterests are where appropriate.
Note that we may process your personal data for more than one lawful ground depending on thespecific purpose for which we are using your data. Please contact us if you need details aboutthe specific legal ground we are relying on to process your personal data where more than oneground has been set out inthe table below.
We may share your personal data with the parties set out below for the purposes set out in thetable below. We require all third parties to respect the security of your personal data and to treat it inaccordance with the law. We do not allow our third-party service providers to useyour personal data for their own purposes and only permit them to process yourpersonal data for specified purposes and in accordance with our instructions.
Your personal data will never be sold on to external parties or organisations formarketing purposes.
Marketing
We strive to provide you with choices regarding certain personal data uses,particularly around marketing and advertising.
Promotional offers from us
We may use your personal data to form a view on what we think you may want orneed, or what may be of interest to you. This is how we decide which products,services and offers may be relevant for you (we call this marketing). You will receive marketing communications from us if you have requestedinformation from us or purchased goods or services from us and you have notopted out of receiving that marketing.
Opting out
You can ask us to stop sending you marketing messages at any time by followingthe opt-out links on any marketing message sent to you OR by contacting us atany time.Where you opt out of receiving these marketing messages, this will not apply topersonal data provided to us as a result of a product/service purchase or othertransactions.
Cookies
You can set your browser to refuse all or some browser cookies, or to alert youwhen websites set or access cookies. If you disable or refuse cookies, pleasenote that some parts of websites may become inaccessible or not functionproperly. We only use strictly necessary cookies on our website which areessential for the website to function properly.
Change of purpose
We will only use your personal data for the purposes for which wecollected it, unless we reasonably consider that we need to use it for anotherreason and that reason is compatible with the original purpose. If you wish toget an explanation as to how the processing for the new purpose is compatiblewith the original purpose, please contact us. If we need to use your personal data for an unrelated purpose, we will notifyyou and we will explain the legal basis which allows us to do so.
Please note that we may process your personal data without your knowledge orconsent, in compliance with the above rules, where this is required orpermitted by law.
5 International Transfers
We do not transfer your personal data outside the UK.
6 Data Security
We have put in place appropriate security measures to prevent your personaldata from being accidentally lost, used or accessed in an unauthorised way,altered or disclosed. In addition, we limit access to your personal data tothose employees, agents, contractors and other third parties who have abusiness need to know. They will only process your personal data on ourinstructions and they are subject to a duty of confidentiality. We have put in place procedures to deal with any suspected personal data breachand will notify you and any applicable regulator of a breach where we arelegally required to do so.
7 Data Retention
How long will you use my personal data for?
We will only retain your personal data for as long as reasonably necessary tofulfil the purposes we collected it for, including for the purposes ofsatisfying any legal, regulatory, tax, accounting or reporting requirements. We may retain your personal data for a longer period in the event of acomplaint or if we reasonably believe there is a prospect of litigation inrespect to our relationship with you.
To determine the appropriate retention period for personal data, we considerthe amount, nature and sensitivity of the personal data, the potential risk ofharm from unauthorised use or disclosure of your personal data, the purposesfor which we process your personal data and whether we can achieve thosepurposes through other means, and the applicable legal, regulatory, tax,accounting or other requirements.
8 Your Legal Rights
Under certain circumstances, you have rights under data protection laws inrelation to your personal data. If you'd like to learn more about your rights,please see the website of the Information Commissioner's Office.
You generally have the following rights, which you can usually exercise free ofcharge:
• Request access to your personal data.
• Request correction of your personal data.
• Request, in certain circumstances the erasure of your personal data.
• Object to processing of your personal data.
• Request restriction of processing your personal data.
• Request, in certain circumstances, personal data in an accessible andmachine-readable format.
• Right not to be subject to decisions without human involvement.
If you have provided us with a consent to use your personal data, you have aright to withdraw that consent easily at any time. Withdrawing a consent willnot affect the lawfulness of our use of your personal data in reliance on thatconsent before it was withdrawn.
If you withdraw your consent, we may not be able to provide certain products orservices to you. We will advise you if this is the case at the time youwithdraw your consent.
If you wish to exercise any of the rights set out above or have any otherqueries or concerns, please don't hesitate to contact us at: SJ@EldinRisk.com.
No fee usually required
You will not have to pay a fee to access your personal data (or to exercise anyof the other rights). However, we may charge a reasonable fee if your requestis clearly unfounded, repetitive or excessive. Alternatively, we could refuseto comply with your request in these circumstances.
What we may need from you
We may need to request specific information from you to help us confirm youridentity and ensure your right to access your personal data (or to exercise anyof your other rights). This is a security measure to ensure that personal datais not disclosed to any person who has no right to receive it. We may also contactyou to ask you for further information in relation to your request to speed upour response.
Time limit to respond
We try to respond to all legitimate requests within one month. Occasionally itcould take us longer than a month if your request is particularly complex oryou have made a number of requests. In this case, we will notify you and keepyou updated.
US PRIVACY POLICY
ELDIN RISK PARTNERS, INC.
I. Introduction
Our Website Privacy Policy (the “Policy”) explains how Eldin Risk Partners,Inc. (“ERP” or “we”, “our”, “us”) collects, uses, shares, and processespersonal information that we collect through this website (www.eldinrisk.com)and through associated ERP content (the “Website”). Your use of our Website andthe personal information you provide to us is your acknowledgement andagreement that you give us permission to process your personal information asdescribed in this Policy. Please note that this Policy does not apply topersonal information that we collect outside of the Website.
By accessing the Website, you are indicating your understanding and agreementto the Policy. We reserve the right to modify the Policy at any time, withoutnotice.
If you are a California resident, you may obtain additional information aboutour privacy practices and your rights in our California Privacy Notice, whichcan be found below.
II. Information ERP May Collect
Information You Provide Directly to Us. When you use our Website, youmay choose to provide certain personal information that can be used to identifyyou. This includes your name, contact information, and professionalinformation, such as your employer, position, and location. By way of example,ERP collects your personal information when you subscribe to receive our alertsand communications, register for one of our events, or contact us withquestions. Please note that by submitting personal information on behalf ofsomeone else, you are representing that you have that individual’s permissionto submit their personal information to us.
Information Collected Automatically. ERP automatically collects certainpersonal information about you when you access or use our Website by usingvarious tools and technologies. This may include cookies, web server logs, andother tracking technologies. Automatically collected information may includeinformation about visitors to our Website and how they use our Website,including their IP addresses, device identifiers, browser characteristics,operating system details, referring URLs, and the pages or content viewed whilevisiting our Website. We may use the following technologies to collectinformation about our visitors automatically:
i. Cookies: Cookies are small data files that your web browserstores on your computer. These can allow us to recognize the device being usedby a visitor to our Website, record that visitor’s preferences, track theWebsite pages visited, and identify the referring website.
ii. Log Information: Log information is a recording of data about youruse of our Website. This can include your IP address, the type of browser youuse, your internet service provider, the referring and exiting webpages, theoperating system you use, date and time stamps, and associated data, that maybe stored in log files.
iii. Other TrackingTechnologies: Web beacons are smallgraphic images, also known as Internet tags or clear gifs that may be embeddedin web pages and email messages. Web beacons may be used to monitor the numberof visitors to a website, to track how users navigate a website, or to counthow many emails were actually opened or specific pages or links were actuallyviewed. An embedded script is programming code designed to collect informationabout a visitor’s interactions with a website. Typically, the script istemporarily downloaded onto a computer from the host website’s server (or theserver of a third-party service provider) and is active only while the visitoris connected to the website, then deleted or deactivated thereafter.
Most web browsers accept cookies by default. However, you may be able toadjust your browser settings to remove or reject cookies. Our Website uses bothsession ID cookies and tracking cookies. Session ID cookies make it easier foryou to navigate the Website and expire when you close your browser. Trackingcookies help us understand how you use the Website and enhance your userexperience. Please note that blocking cookies on our Website may affect theavailability and functionality of the Website and other websites. Also,disabling cookies may invalidate opt-outs that use cookies to recognize devicesthat have opted out.
Your web browser may have settings that allow you to transmit a “Do Not Track”signal when you visit various websites or use online services. This sends asignal to a website that you do not want the website operator to track certainbrowsing information about you. Like many websites, our Website is not designedto respond to “Do Not Track” signals received from browsers. To learn moreabout “Do Not Track” signals, visitwww.allaboutdnt.com.
We use third-party analytics services to help us understand and analyze how ourvisitors use the Website. We have implemented Google Analytics Advertisingfeatures such as interest-based advertising, behavioral reporting, demographicsand interests reporting, user segment analysis, and device reporting. We andour vendors may use first-party cookies or other first-party identifiers aswell as third-party cookies or other third-party identifiers to deliveradvertisements, create a profile of you, measure your interests, detect yourdemographics and location, identify your device, and personalize content.
ERP is not responsible for the privacy policies or practices of any thirdparties, including our vendors providing analytics and other trackingtechnologies associated with our Website. We encourage you to familiarizeyourself with their privacy policies and other provided information.
III. Information We Collect From Other Sources
We may combine information that we collect about you on our Website,including information collected automatically, with information we obtain fromothers. To the extent we combine information that we collect automatically orthat we obtain from others with personal information you provide to us, we willtreat the combined information as personal information in accordance with thisPolicy. When you submit information to another party, you are solely subject tothat party’s terms of use and privacy policies. ERP is not responsible orliable for the accuracy of the information provided by other parties or forthird-party policies or practices.
IV. How We Use Personal Information
We may use personal information we collect through the Website for variouspurposes including: communicating with you, including responding to yourrequests or inquiries; marketing and advertising our services and expertise;improving our Website and our visitors’ online experience, including tailoringour content; preventing, investigating, identifying, or taking any other actionregarding any suspected or actual fraudulent or illegal activity or otheractivity that violates our policies; complying with applicable laws, rules, regulations,and legal processes as well as our company policies; monitoring and analyzingtrends, usage, and activities of Website visitors; and any other purposes, asallowed by law or with your consent.
V. Information We Share With Others
We may share your personal information with our business partners and vendorsproviding services on our behalf. We may also share your personal informationas follows: to comply with the law, law enforcement, other legal process, or inresponse to a government request; for any purpose disclosed at the time youprovide your information; in connection with any proposed or actual businesstransaction, including business financing; merger, purchase, sale, or any othertype of acquisition or transaction; or a transfer of all or a portion of ourassets or business; with your consent or at your direction; to prevent ordetect fraud and other violations of the law and our policies; to protectrights, property, life, health, security, and safety; and for any other purposeconsistent with our statements in this Policy or otherwise allowed byapplicable law.
VI. Links to Other Websites
Our Website includes links to websites operated by other companies. This Policydoes not apply to other companies’ websites, which may have their own privacypolicies or notices that you should review to understand how they may collect,use, or disclose your personal information. When you follow other companies’links, you may be subject to the cookies and other tracking technologies usedby those companies, which may independently collect information about you. Theother companies also may solicit personal information directly from you. ERP isnot responsible for the content or privacy practices of any linked websitesthat it does not control. Certain features of our Website may permit you to initiate interactions betweenERP and other platforms like social networks operated by unaffiliatedcompanies. If you choose to “like” or share content or other information on asocial media platform, that information may be publicly displayed, and thecompany operating the other platform may receive information about you and youruse of our Website. Similarly, if you interact with us through social media, wemay have access to information about you from the social media platform. Pleasenote that if you mention ERP, or comment about or in response to us, in yourpost on a social media platform, that platform may allow us to publish yourpost on our Website. In addition, we may receive information about you whenthat information is accessible through another user’s social media. Forexample, if a user on a social media platform gives us access to their profileand connections, and you are a connection of that user, we may be able toobtain information about you. You should review the terms, policies, andsettings of any social media platforms you use to learn more about their datapractices and/or adjust your privacy settings.
VII. Data Security
ERP takes measures to protect the personal information we collect.Nevertheless, transmission via the internet and other online interactions arenot completely secure, and ERP cannot guarantee the security of your personalinformation collected through our Website. Any transmission of information isat your own risk.
VIII. Your Choices
Analytics and Advertising Tracking Technologies.
You may exercise choices regarding the use of cookies from GoogleAnalytics by going to https://tools.google.com/dlpage/gaoptoutor downloading theGoogle Analytics Opt-out Browser Add-on. You may exercise choices regarding theuse of cookies from Adobe Analytics by goingtohttp://www.adobe.com/privacy/opt-out.htmlunder the sectionlabeled “Tell our customers not to measure your use of their web sites ortailor their online ads for you.” You may also limit some interest-basedadvertising by submitting opt-outs. Some of the advertisers and vendors thatperform services for us and third parties may participate in the DigitalAdvertising Alliance’s (“DAA”) Self-Regulatory Program for Online BehavioralAdvertising. To learn more about how you can exercise certain choices regardingInterest-based Advertising, including use of cross-device data for serving ads,visithttp://www.aboutads.info/choices/. Some of these companies may alsobe members of the Network Advertising Initiative (“NAI”). To learn more aboutthe NAI and your opt-out options for their members,seehttp://www.networkadvertising.org/choices/. Please be aware that, evenif you are able to opt out of certain kinds of Interest-based advertising, youmay continue to receive other types of ads. Opting out only means that thoseselected members should no longer deliver certain Interest-based advertising toyou but does not mean you will no longer receive any targeted content or ads.If your browsers are configured to reject cookies when you visit these opt-outwebpages, or you subsequently erase your cookies, if you use a different deviceor web browser or use a non-browser-based method of access, your NAI / DAAbrowser-based opt-out may not, or may no longer, be effective.
You can opt out of receiving emailcommunications from ERP at any time by following the instructions provided in emailsto click on the unsubscribe link. If you opt out of only certaincommunications, other subscription communications may continue. Please notethat your opt-out is limited to the email address used and will not affectsubsequent subscriptions. Please note that even if you opt out of receivingmarketing communications, ERP may continue to send you non-marketingcommunications, such as communications about events you have signed up toattend, information you explicitly request, or your business relationship with ERP.
Email Communications.You can opt out of receiving emailcommunications from ERP at any time by following the instructions provided in emailsto click on the unsubscribe link. If you opt out of only certaincommunications, other subscription communications may continue. Please notethat your opt-out is limited to the email address used and will not affectsubsequent subscriptions. Please note that even if you opt out of receivingmarketing communications, ERP may continue to send you non-marketingcommunications, such as communications about events you have signed up toattend, information you explicitly request, or your business relationship withERP.
IX. Information For Visitors From Outside the United States
ERP is based in the United States and governed by U.S. law. If you areaccessing our Website from outside of the United States, please be aware thatpersonal information collected through the Website will be processed in theUnited States. Data protection laws in the United States are likely differentfrom those of your country of residence. By submitting your personalinformation through our Website, you acknowledge that your personal informationwill be processed in the United States in accordance with this Policy. Visitorsresiding outside the United States may contact us at Privacy@EldinRIsk.com formore information about our data practices.
X. Information For Visitors From California and Nevada
California residents may obtain additional information about our privacypractice and their rights in our California Privacy Notice, available below.We do not “sell” “covered information” of Nevada “consumers” as those terms aredefined by Chapter 603A of the Nevada Revised Statutes. Nevertheless, youmay contact us and register an email address, so that we can provide you noticeand the opportunity to opt out in the event we should do so in the future. Itis your responsibility to keep your email contact information current.
XI. Children's Privacy
The Website and the nature of our services are not intended or designed to beused by any individual under the age of 13 years. We do not knowingly collector maintain any information about any individual under the age of 13. If youare under the age of 13 years old, you should not register with the Website,subscribe to any of our newsletter services, or provide any personallyidentifiable information to us. If you are concerned about your child’s use ofthe Website, you may use web-filtering technology to supervise or limit accessto the site.
XII. Disclaimer
CCESS THE WEBSITE; OR ANY FAILURE OF PERFORMANCE, ERROR,OMISSION, INTERRUPTION, DEFECT, DELAY IN OPERATION OR TRANSMISSION, COMPUTERVIRUS OR LINE OR SYSTEM FAILURE; OR ANY CONSEQUENTIAL, INCIDENTAL, INDIRECT ORSPECIAL DAMAGES ARISING OUT OF THE BREACH OF THIS POLICY, HOWEVER OCCASIONED.If you should have any questions about this Policy, please contact us using oneof the methods below:By email: info@EldinRisk.com By phone: +44 (0)20 3667 2970 By mail: Eldin Risk Partners, Inc.The Chrysler Building405 Lexington AvenueNY 10174
XIII. Changes To This Policy
This Policy is subject to change at ourdiscretion. We will indicate changes to this Policy by updating the EffectiveDate. Your continued use of this Website after any update to this Policy willconstitute your acceptance of our changes.
XIV. Contact ERP
If you should have any questions about this Policy, please contact us using oneof the methods below:
By email: info@EldinRisk.com
By phone: +44 (0)20 3667 2970
By mail: Eldin Risk Partners, Inc.
The Chrysler Building405 Lexington Avenue
NY 10174
ELDIN RISK PARTNERS, INC. CALIFORNIA PRIVACY NOTICE
We here at Eldin Risk Partners, Inc. (“ERP”) take data privacy seriously. We are committed to safeguarding the privacy and security of personal information that we collect from visitors to our Website and those for which we provide legal services.
Please visit our PRIVACY POLICY, and if you are a California resident and the California Consumer Privacy Act applies to you, this California Consumer Privacy Notice (“Privacy Notice”) is for you.
As you will see, our Privacy Notice is designed to help you understand our practices surrounding how we collect, use, and disclose data by detailing:
• how we collect personal information about you
• what personal information we collect about you
• our purposes for collecting that personal information
• the categories of third parties with whom we share or disclose that personal information
• our data retention practices
• how we protect your personal information
• your rights when it comes to your personal information
• our use of cookies and other tracking technologies
• our updating of this Privacy Notice
• how to contact us
By providing your personal information to us through our Website, by email, by phone, or in person, you agree to the processing of your personal information as detailed in this Privacy Notice.
This Privacy Notice applies only to ERP and we are not responsible for any third-party websites that are accessible using links from our Website. If you click on a link to a third-party website, they should have their own privacy policies or notices that you should check before submitting any personal information through those third-party websites.
1. Personal Information: Collection / Purpose / Disclosure & Sharing / Retention
We may collect and have collected the following categories of personal information from California consumers within the last twelve (12) months:
We may alsouse, disclose or share your personal information as described to you at thetime we collect your personalinformation; as otherwise set forth in the CCPA; to evaluate or conduct merger,divestiture, restructuring, reorganization, dissolution, or other sale or transfer of someor all of our assets, whether as a going concern or as part of bankruptcy, liquidation, or similarproceeding, in which personal information held by us is among the assets transferred. Pleasenote that we will not collectadditional categories of personal information or use the personal information wecollected for materially different, unrelated, or in compatible purposes without first providing youwith notice.
2. How we obtain the personal data about you
We may collect or obtain your personal information, as follows: when you provide it to us; aswe monitor the use of, orinteractions with, our Website, any marketing email we may send to you, or other communicationssent from or received by us; from third-parties; or, from publicly available sources.
3. Retention
We retain data in accordance with our record retention program. How long we retain data depends onthe following: (i)the length of time we have an ongoing relationship with youand provide the Websiteor legal services to you; (ii) whether there is a legal obligation that we are subject tocomply with; or (iii) whether retention is required due to our legal position.
The time periods listed in the chart above are based on the longest period we need to keep a categoryof our records that maycontain a category of personal information. When we no longer need to retain your personalinformation, we promptly destroy it pursuant to our record retention program, unless a legalobligation to continue to retain that data applies.
4. Who we share your personal information with
Any personal information that we obtain, or you provide to us directly, may be shared andprocessed by us.
We may also share your personal information with the following categories of third parties: ourprofessional consultants; ERP’sinsurers, insurance brokers, and employee benefits providers and consultants;third-party service providers; and third-party external advisors or experts engaged in the courseof the services we provide to our clients and with their prior consent, such as localcounsel, experts, and legal technologyservice providers.
We may also process your personal data to comply with valid government subpoenas or other legalprocess. Before complying, wherepossible, we will provide you with notice so that you may object
5. How we protect your personal data
ERP takes measures to protect the personal information we collect. Nevertheless, transmission viathe internet and other onlineinteractions are not completely secure, and ERP cannot guarantee the security of yourpersonal information collected through our Website. Any transmission of information is at yourown risk.
Where we have given you credentials which enable you to access certain parts of our Websites orcomputer system, you are responsiblefor keeping these credentials confidential and for complying with any other securityprocedures that we notify you of. We ask you not to share your credentials with anyone.
6. What rights you have in relation to your personal data
You have the right to request us to:
- Disclose if we have collectedpersonal information about you (you may only make two requests in a 12-monthperiod, and theinformation provided need only cover the 12-month period prior to your request)
- Disclose the categories ofpersonal information that we have collected on you (if any); thecategories of sourcesfrom which the personal information is collected; the business or commercial purpose forcollecting or selling personal information; and the categories of third parties withwhom the business shares personal information (you may only make two requests in a 12-monthperiod, and the information provided need only cover the 12-month period prior to yourrequest)
- Disclose the specific pieces of personal information that we have collected about you (ifany) (you may only maketwo requests in a 12-month period, and the information provided need only cover the 12-monthperiod prior to your request)
- Delete personal information we have collected about you (if you satisfy the conditions setout in the CCPA);and
- Correct inaccurate personalinformation that we maintain about you.
Under certain circumstances and in accordance with applicable data protectionlaws you have the right to requestthat we disclose to you what information we collect, use, disclose,share, and sell.
We do not offer a right to opt-out of the sale or sharing of your personal information,because within the meaning of the CCPA, we have not sold or shared personalinformation to any third party within the last twelve months.
We do not offer a right to limit the use or disclosure of sensitive personal informationbecause, within the meaning of the CCPA, we do not use sensitive personalinformation for inferring characteristics.
To submit any of the above requests, you may call toll-free +1 (551) 263 2823.You may also submit via email at Info@EldinRIsk.com for assistance. Please note for yourprotection, certain requests sent to us will be subject to a verification procedurethat may require you to provide us with information about you that we have in our files.
We may have disclosed your information as described above during the preceding 12 months,but we do not sell your personalinformation.
We do not have actual knowledge that we sell the personal information of minors under 16 years ofage. You may designate an authorized agent to make a request to exercise your rights on yourbehalf.
For your protection, wereserve the right to deny any request from an agent who does not submit proof that they have beenauthorized to act on your behalf. You can exercise your right to stop email marketing messagesfrom us at any time by using anunsubscribe facility or contacting us at Info@EldinRIsk.com.
If you contact us to exercise any of the rights we will check your entitlementto your request and respond in most cases within 45 days.
We shall not discriminate against you for exercising any of your above rights
7. How we use cookies and tracking technologies
Please see our Privacy Policy for an explanation of how we use cookies andtracking technologies.
Because we link to social media sites, and from time to time may include third-partyadvertisements, other parties may collect your personally identifiable information about ouronline activities overtime and across different websites when you visit this Website.
Please note that not all tracking will stop even if you delete cookies
8. How you can contact us
If you are a California resident who has provided personal information to us, you mayexercise your rights under theCCPA and submit your requests via one of the following methods:
Call us at +44 (0)203667 2970
- mail us at Info@EldinRisk.com
or
Write to us at:
Eldin Risk Partners, Inc.
The Chrysler Building
405 Lexington Ave
NY 10174
If you are an employee or prospectiveemployee, and you have any concerns or questions about how we have processed your personalinformation, please first raise your issue with Human Resources. If Human Resources isunable to resolve your issue, we invite you to use the contact information above.
9. Updates to this Privacy Notice
We may change the content of our Website and how we use tracking technologieswithout notice and consequently this Privacy Notice may change from time to time in the future.Therefore, we ask thatyou review them when you visit the Website to stay informed of how we are using personalinformation.
In the event of any conflict with our general Privacy Policy, this Privacy Notice will takeprecedence.
Effective Date: 28 June 2024